For SaleCondo Apt · ApartmentMLS® #C14173352 · TRREB MLS®
2906-88 Harbour St, Toronto, Ontario
Waterfront Communities C1, Toronto, Ontario M5J 0C3
- Bedrooms
- 1
- Bathrooms
- 1
- Type
- Condo Apt
- Basement
- None
$539,000
Estimated market value
About 2906-88 Harbour St
2906-88 Harbour St is a 1-bedroom, 1-bathroom condo in Waterfront Communities C1, Toronto, listed for sale at an asking price of $539,000 (MLS® C14173352).
1 Bedroom+1 Bath, Open Concept Layout 581 Sq.Ft + Large Balcony. Floor To Ceiling Windows With Window Coverings, Kitchen With Island, Stainless Steel Appliances And Granite Counter Top. Direct Access To Path, Union Station, Ttc, Up Express, Acc, And Minutes To Cn Tower, Rogers Centre And Financial District. Enjoy Beautiful View Of Lake Ontario And Downtown Skyline.
Insights
Condition Score
Fair4 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$869/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 187 condos with 1 bedroom for lease in Waterfront Communities C1 right now. Cost of owning counts the mortgage, property tax and the condo fee.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $2,828 / 2025
- MLS® number
- C14173352
- Board
- TRREB MLS®
- Property Type
- Condo Apt
- Days on market
- Size
- 500-599 sqft
- Listed on
- Parking
- Underground, 0 Parking
Listing history
Buy/sell history for 2906-88 Harbour St, Toronto, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
Dates and closing prices are shown to signed-in members.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date Start— | — | $539,000 | — | For Sale | C14173352 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kishan Patel for a full comparative market analysis.
Property details
Property
- Property Type
- Condo Apt
- Style
- Apartment
- Community
- Waterfront Communities C1
- Municipality
- Toronto
Building
- Size
- 500-599 sqft
- Construction
- Concrete
Inside
- Bedrooms
- 1
- Bathrooms
- 1
- Bathroom Details
- 1 × 3pc
- Basement Type
- None
- Kitchens
- 1
Parking
- Garage Type
- Underground
- Additional Parking
- 0
- Total Parking
- 0
Utilities
- Cooling
- Central Air
- Heating Type
- Forced Air
Additional
- Fireplace
- No
- Den
- No
- Family room
- No
- Extras
- All existing Fridge, Dishwasher, Oven, Sharp induction Cooktop & Hood Fan. Large Island, Washer and Dryer. All existing light fixtures, All window coverings.
- Condo maint.
- $598
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.05 × 6.85 m | Combined W/Dining, Open Concept, W/O To Balcony | Flat |
| Dining | 4.05 × 6.85 m | Combined W/Living, Laminate, Open Concept | Flat |
| Kitchen | 3.0 × 2.9 m | B/I Appliances, Centre Island, Open Concept | Flat |
| Br | 3.05 × 3.15 m | Large Closet, Large Window, Laminate | Flat |
Map and tour
Condos for sale in Waterfront Communities C1 right now
- For sale now
- 640
- Median asking price
- $625K
Middle half: $534K to $828K
This home is asking 14% below the median.
See all homes in Waterfront Communities C1Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Signals around this home
Changing nearby. 6 open development applications on this home’s street within 800 m.
60 HARBOUR STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
50 m away30 BAY STSite planUnder Review
Site plan application for a proposed 57-storey non-residential building.
110 m away200 QUEENS QUAY WCondominiumUnder Review
*** Draft Plan of Condominium for 1482 units.
270 m away7 YONGE STPlan of subdivisionAmend Drft Plan App
Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).
410 m away7 YONGE STSite planUnder Review
Site Plan Approval for Phase 4 & 5 of the One Yonge Development, consisting of two non-residential towers having heights of 22 and 40-storeys, respectively.
410 m away1 YONGE STPlan of subdivisionAmend Drft Plan App
Draft Plan of Subdivision to create two lots separated by a public road (extension of Harbour Street).
410 m away
City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.
Land transfer tax on this home
- Ontario land transfer tax
- $7,255
- Toronto municipal land transfer tax
- $7,255
- Total land transfer tax
- $14,510
- First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
- −$8,475
- Total for first-time buyers
- $6,035
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $539,000
- $2,780
- Ontario total
- $7,255
Toronto’s municipal tax uses the same brackets at this price, so it adds another $7,255.
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Heritage and ravine protection
- Not found on the Heritage Register
- In the Union Station Heritage Conservation District, by-law 634-2006
- Not in the mapped ravine protection area
What this means: Changes outside the house, and tree removal, may need the City’s review on top of the usual permits. Ask the City before you plan work.
City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.
Permit history
7 building permits cleared at this address in the City’s file.
Sign Building Permit RelatedClosed
Application for a permit to erect and display one wall sign and 3 projecting sign, all illuminated and displaying static copy.*****THE SECOND CITY*****
Issued October 18, 2024
Sign Building Permit RelatedClosed
The proposal contains two wall signs and two projecting signs, all illuminated and displaying static copy erected on the north and south elevation of the building at above noted premises. ZMP 17-185702 approved with conditions. Dimensions:Wall Signs:Sign 1: 0.75m L x 4.73m W x 0.06m D at a height of 10.75m, erected at the second storey on the south elevation.Sign 4: 0.71m L x 4.46m W x 0.12m D at a height of 21.74m, erected at the third storey on the north elevation.Projecting signs:Sign 2: 1.45m L x 2.74m W x 0.06m D at a height of 14.81m, erected at the second and third storey on the south elevation.Sign 3: 0.85m L x 1.61m W x 0.06m D at a height of 14.21m, erected at the second and third storey on the south elevation.***NATURE'S EMPORIUM***
Issued July 10, 2023
Building Permit Related(MS)Closed
HVAC - Constuct interior alterations for an office at 1 York St -- Suite 1100
Issued August 5, 2022
Interior AlterationsClosed
Proposal for interior alterations to a portion of an existing office Suite 1100 on the 11th floor level.
Issued July 26, 2022
Sign Building Permit RelatedClosed
Application for a permit to erect and display two illuminated wall signs.*****SHOPS*****
Issued November 3, 2021
Sign Building Permit RelatedClosed
To erect and display one illuminated wall sign. Erected at the second storey of the south elevation of the building.****HEALTH ONE****
Issued August 7, 2019
Sign Building Permit RelatedClosed
To erect and display two wall signs and two projecting signs, all illuminated.****KINTON RAMEN********KINKA****
Issued August 2, 2019
City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| St Michael Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1 km | 65%Grade 6 average |
| Bishop Macdonell Catholic SchoolToronto CDSB | Catholic · grades JK–8 | 1.3 km | 84%Grade 6 average |
| Jean Lumb Public SchoolToronto DSB | Public · grades JK–8 | 1.3 km | 83%Grade 6 average |
| École élémentaire Gabrielle-RoyConseil scolaire Viamonde | French-language public · grades JK–6 | 1.7 km | 96%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| St Michael's Choir (Sr) SchoolToronto CDSB | Catholic · grades 9–12 | 1.5 km | 96%Grade 9 math |
| City SchoolToronto DSB | Public · grades 9–12 | 1.6 km | — |
| Heydon Park Secondary SchoolToronto DSB | Public · grades 9–12 | 1.9 km | 8%Grade 9 math |
| Collège français secondaireConseil scolaire Viamonde | French-language public · grades 9–12 | 2.3 km | 86%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Union Station | TTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train | 400 m |
| St Andrew Station | TTC subway: Line 1 Yonge-University | 800 m |
| King Station | TTC subway: Line 1 Yonge-University | 800 m |
| Osgoode Station | TTC subway: Line 1 Yonge-University | 1.2 km |
| Queen Station | TTC subway: Line 1 Yonge-University | 1.2 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Zoning
By-law
See Former City of Toronto By-Law No. 438-86What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.
City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $107,800
- Total mortgage amount
- $431,200
- Total interest payment
- $306,800
- Total purchase cost
- $845,800
- Mortgage payment
- $2,460/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
48%Monthly carrying cost
$3,294- Rent $2,425
- Shortfall $869
Rental income opens at $2,425, the median asking rent of 187 comparable homes for lease in Waterfront Communities C1. Type over it with the rent you expect. This is a planning tool, not advice.
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Sold prices in Waterfront Communities C1 are shown to signed-in members.