For SaleDetached · Backsplit 4MLS® #E14171076 · TRREB MLS®
7 Jermyn St, Whitby, Ontario
Lynde Creek, Whitby, Ontario L1N 5M4
- Bedrooms
- 3
- Lot Size
- 40 x 100 ft
- Bathrooms
- 2
- Type
- Detached
- Basement
- Walk-Up
$579,900
Estimated market value
About 7 Jermyn St
7 Jermyn St is a 3-bedroom, 2-bathroom detached house in Lynde Creek, Whitby, listed for sale at an asking price of $579,900 (MLS® E14171076).
Your haven awaits! Welcome to this charming home located in the safe and desirable West Lynde community. This home boasts a large south facing bay window bringing loads of sunshine into your living and dining room where your family will spend time creating many memories. Freshly painted Living, dining and two upper bedrooms also have new flooring. You'll also find a third bedroom and three piece bathroom on the main level, along with a basement kitchen and living area great for aging parents or extended family. Children will love running around the spacious back yard, great for family gatherings!This loved home has a very functional layout for many different dynamics and awaits your personal touch to make it your own.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Near break-even−$306/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 26 detached homes with 3 bedrooms for lease in Whitby right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $5,515 / 2026
- MLS® number
- E14171076
- Board
- TRREB MLS®
- Property Type
- Detached
- Days on market
- Size
- 1100-1500 sqft
- Lot Size
- 40 x 100 ft
- Listed on
- Parking
- None, 3 Parking
Listing history
Buy/sell history for 7 Jermyn St, Whitby, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
Dates and closing prices are shown to signed-in members.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date Start— | — | $579,900 | — | For Sale | E14171076 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kishan Patel for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- Backsplit 4
- Community
- Lynde Creek
- Municipality
- Whitby
Building
- Size
- 1100-1500 sqft
- Construction
- Alum Siding
Inside
- Bedrooms
- 3
- Bathrooms
- 2
- Bathroom Details
- 1 × 3pc Main, 1 × 4pc Upper
- Basement Type
- Walk-Up
- Kitchens
- 1
Parking
- Driveway
- Private
- Garage Type
- None
- Additional Parking
- 3
- Total Parking
- 3
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Forced Air
Land
- Sewer
- Sewers
- Frontage
- 40 ft
- Depth
- 100 ft
- Lot Size
- 40 x 100 ft
Additional
- Roof
- Asphalt Shingle
- Fireplace
- No
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Two Refrigerators, Two Stoves, Dishwasher, Washer (2025) & Dryer (2025), Chest Freezer, All Elf's, Hot Water Tank
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Living | 4.0 × 7.25 m | Laminate, Combined W/Dining, Bay Window | Main |
| Dining | 4.0 × 7.25 m | Laminate, Combined W/Living, Open Concept | Main |
| Kitchen | 3.26 × 4.38 m | Vinyl Floor, Window, Open Concept | Main |
| Breakfast | 3.26 × 4.38 m | Vinyl Floor, Window, Combined W/Kitchen | Main |
| Family | 3.26 × 5.0 m | Broadloom, W/O To Yard | In Betwn |
| 3rd Br | 3.47 × 2.65 m | Laminate, Window, Closet | In Betwn |
| Primary | 4.46 × 3.44 m | Laminate, Window, Closet | 2nd |
| 2nd Br | 3.61 × 2.43 m | Laminate, Window, Closet | Upper |
| Kitchen | 3.65 × 2.36 m | Laminate | Bsmt |
| Rec | 11.01 × 4.25 m | Laminate | Bsmt |
Map and tour
Detached homes for sale in Lynde Creek right now
- For sale now
- 24
- Median asking price
- $1.17M
Middle half: $750K to $1.46M
This home is asking 51% below the median, lower than three quarters of them.
See all homes in Lynde CreekAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $8,073
- Total land transfer tax
- $8,073
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $4,073
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $579,900
- $3,598
- Ontario total
- $8,073
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| West Lynde Public SchoolDurham DSB | Public · grades JK–8 | 100 m | 62%Grade 6 average |
| St Marguerite d'Youville Catholic SchoolDurham CDSB | Catholic · grades JK–8 | 250 m | 69%Grade 6 average |
| St John the Evangelist Catholic SchoolDurham CDSB | Catholic · grades JK–8 · French Immersion | 600 m | 77%Grade 6 average |
| ÉÉC Jean-Paul IIConseil scolaire catholique MonAvenir | French-language Catholic · grades JK–6 | 2.3 km | 85%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Henry Street High SchoolDurham DSB | Public · grades 9–12 | 650 m | 65%Grade 9 math |
| Donald A Wilson Secondary SchoolDurham DSB | Public · grades 9–12 · French Immersion | 2.4 km | 76%Grade 9 math |
| All Saints Catholic Secondary School Secondary SchoolDurham CDSB | Catholic · grades 9–12 | 2.6 km | 66%Grade 9 math |
| ÉSC Saint-Charles-GarnierConseil scolaire catholique MonAvenir | French-language Catholic · grades 9–12 | 4.9 km | 67%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Whitby GO | GO Transit train: Lakeshore East | 1.5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Lot area
- 4,000 sq ft372 m²
- Street frontage
- 40 ft12.2 m
- Depth
- 100 ft30.5 m
The area is the frontage multiplied by the depth, so boundaries are approximate. Confirm with a survey before you buy.
Source: the MLS® listing record.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $115,980
- Total mortgage amount
- $463,920
- Total interest payment
- $329,880
- Total purchase cost
- $909,780
- Mortgage payment
- $2,646/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
29%Monthly carrying cost
$3,106- Rent $2,800
- Shortfall $306
Rental income opens at $2,800, the median asking rent of 26 comparable homes for lease in Whitby. Type over it with the rent you expect. This is a planning tool, not advice.
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Sold prices in Lynde Creek are shown to signed-in members.