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For SaleCondo Apt · ApartmentMLS® #C14169998 · TRREB MLS®

4511-70 Temperance St, Toronto, Ontario

Bay Street Corridor, Toronto, Ontario M5H 0B1

Bedrooms
2
Bathrooms
2
Type
Condo Apt
Basement
None

$699,000

Estimated market value

About 4511-70 Temperance St

4511-70 Temperance St is a 2-bedroom, 2-bathroom condo in Bay Street Corridor, Toronto, listed for sale at an asking price of $699,000 (MLS® C14169998).

Welcome To INDX Condos At 70 Temperance Street, In The Heart Of Toronto's Financial District! Perched High Above The City On The 45th Floor, This Stunning 2 Bedroom, 2 Bathroom Suite Offers 821 Sqft Of Thoughtfully Designed Living Space, Expansive Floor-To-Ceiling Windows And Impressive City Views. The Bright And Functional Open-Concept Living And Dining Area Is Great For Everyday Living And Entertaining, With An Abundance Of Natural Light Throughout. The Sleek Modern Kitchen Features Contemporary Cabinetry, Integrated Appliances, Stone Countertops And A Stylish Backsplash. Two Bright Bedrooms Offer Comfortable Retreats, While A Convenient Study Nook Provides Additional Flexibility For Working From Home. Enjoy Two Modern Bathrooms Featuring Contemporary Finishes, Including A Glass-Enclosed Shower And A Deep Soaker Tub. Step Outside Onto Your Private Balcony And Take In The Downtown Cityscape. Located In Financial District, Steps to the PATH, TTC, Eaton Centre, Nathan Phillips Square And An Incredible Selection Of Restaurants, Cafes, Shopping And Entertainment. Experience Sophisticated Downtown Living With Everything Toronto Has To Offer Right At Your Doorstep!

Insights

  • Condition Score

    Fair
    66out of 100

    4 condition-related facts documented

    Source: Listing age, structured features and disclosed update language; not an inspection.

  • Cashflow Quality

    Shortfall
    32out of 100

    −$1,186/mo against the cost of owning (20% down, 4.8%, 25 yrs)

    Source: Median of 112 condos with 2 bedrooms for lease in Bay Street Corridor right now. Cost of owning counts the mortgage, property tax and the condo fee.

Condition uses listing-record signals, not an inspection.

Key facts

Tax
$4,780 / 2026
MLS® number
C14169998
Board
TRREB MLS®
Property Type
Condo Apt
Days on market
Size
800-899 sqft
Listed on
Parking
Underground, 0 Parking
Listing brokerage: RE/MAX REALTRON REALTY INC.Data source: TRREB MLS®Information deemed reliable but not guaranteed. Contained information is subject to errors, omissions, and changes without notice. Information should be independently verified.

Listing history

Buy/sell history for 4511-70 Temperance St, Toronto, Ontario

Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.

Dates and closing prices are shown to signed-in members.

Date StartDate EndList PricePriceEventListing ID
Date Start——$699,000—For SaleC14169998

Members see the full history. Prices are hidden from signed-out visitors.

Estimate

Estimated value requires sign in

Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.

The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kishan Patel for a full comparative market analysis.

Property details

Property

Property Type
Condo Apt
Style
Apartment
Community
Bay Street Corridor
Municipality
Toronto

Building

Size
800-899 sqft
Construction
Concrete

Inside

Bedrooms
2
Bathrooms
2
Bathroom Details
1 × 4pc Flat, 1 × 3pc Flat
Basement Type
None
Kitchens
1

Parking

Garage Type
Underground
Additional Parking
0
Total Parking
0

Utilities

Cooling
Central Air
Heating Type
Forced Air

Additional

Fireplace
No
Den
No
Family room
No
Extras
Existing Cooktop, Oven, Built-In Dishwasher, Fridge, Built-in Range Hood, Microwave, Wine Fridge, Washer, Dryer, Electrical Light Fixtures and Window Coverings
Condo maint.
$649

Rooms

RoomSizeFeaturesLevel
Living2.63 × 3.68 mW/O To Balcony, Open Concept, Picture WindowFlat
Dining—Combined W/KitchenFlat
Kitchen2.84 × 4.19 mModern Kitchen, BacksplashFlat
Primary2.91 × 3.18 mPicture Window, Closet Organizers, 4 Pc EnsuiteFlat
2nd Br2.62 × 2.68 mPicture Window, ClosetFlat

Map and tour

Condos for sale in Bay Street Corridor right now

For sale now
181
Median asking price
$660K

Middle half: $529K to $929K

This home is asking 6% above the median.

See all homes in Bay Street Corridor

Asking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.

Signals around this home

Changing nearby

Changing nearby. 6 open development applications on this home’s street within 800 m.

  • 20 ALBERT STPlan of subdivisionUnder Review

    Draft Plan of Subdivision for 4 development Blocks.


    310 m away

  • 25 KING ST WSite planUnder Review

    Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.


    320 m away

  • 199 BAY STSite planUnder Review

    Site Plan Approval for a 64-storey non-residential building having a gross floor area of 163,201.0 square metres.


    330 m away

  • 483 BAY STPlan of subdivisionUnder Review

    Draft Plan of Subdivision for 4 development Blocks.


    360 m away

  • 200 UNIVERSITY AVEOfficial plan or zoning amendmentOMB Appeal

    Official Plan and Zoning By-law Amendment application to facilitate redevelopment at 200 University Avenue for a 37-storey addition above the existing 16-storey heritage building for an overall height of 53-storeys. The proposal consists of 52,661 square metres of gross floor area and 622 residential units, of which 24 are proposed as affordable rental dweling units. 46 vehicle parking spaces and 363 bicycle parking spaces are proposed.


    380 m away

  • 200 UNIVERSITY AVESite planOMB Appeal

    Site Plan application to facilitate redevelopment at 200 University Avenue for a 37-storey addition above the existing 16-storey heritage building for an overall height of 53-storeys. The proposal consists of 52,661 square metres of gross floor area and 622 residential units, of which 24 are proposed as affordable rental dweling units. 46 vehicle parking spaces and 363 bicycle parking spaces are proposed.


    380 m away

City of Toronto Open Data — Development Applications and Building Permits (cleared permits since 2017). An application is a proposal: it may change, be refused or never be built. Contains information licensed under the Open Government Licence – Toronto.

Land transfer tax on this home

Ontario land transfer tax
$10,455
Toronto municipal land transfer tax
$10,455
Total land transfer tax
$20,910
First-time buyer rebates (Ontario up to $4,000 + Toronto up to $4,475)
−$8,475
Total for first-time buyers
$12,435
See how this is worked out
0.5% on the first $55,000
$275
1.0% from $55,000 to $250,000
$1,950
1.5% from $250,000 to $400,000
$2,250
2.0% from $400,000 to $699,000
$5,980
Ontario total
$10,455

Toronto’s municipal tax uses the same brackets at this price, so it adds another $10,455.

An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.

Heritage and ravine protection

  • Not found on the Heritage Register
  • Not in a mapped Heritage Conservation District
  • Not in the mapped ravine protection area

What this means: None of these City records was found at this address. That does not rule out other approvals, such as a conservation authority permit, so check before you plan work.

City of Toronto Heritage Register, Heritage Conservation Districts and the Ravine and Natural Feature Protection by-law, read at this address from the City’s maps. Contains information licensed under the Open Government Licence – Toronto.

Permit history

20 building permits cleared at this address in the City’s file.

  • Electromagnetic LocksClosed

    Proposal to add one maglock on 10th floor stairwell, see also 22 125072

    Issued May 1, 2024

  • Electromagnetic LocksClosed

    Proposal to install three (3) maglocks on 18th floor, (1 Double & 2 Single doors).

    Issued March 8, 2023

  • Electromagnetic LocksClosed

    MAGLOCK PERMIT - SCOTIABANK NORTH - 6, 7 & 8TH FLOORS. Proposal to install total of 23 electromagnetic locks on 6 7 & 8th Floors. 8 ML on 6th, 8 ML on 7th, 7 ML on 8th floor.Dwg. # E06.02, E07.02 & E08.02, Page #4, 8, 11 of the attached drawings.

    Issued March 29, 2022

  • Electromagnetic LocksClosed

    MAGLOCK PERMIT - SCOTIABANK NORTH - 4TH-5TH FLOORS. Proposal to installtotal of fourteen (14) electromagnetic locks on 4 & 5th Floors. 6 ML on 4th, 8 ML on 5th Floor.Dwg. # E-04.02 & E05.02, Page #4 & 8 of the attached drawings.

    Issued March 28, 2022

  • Electromagnetic LocksClosed

    MAGLOCK PERMIT - SCOTIABANK NORTH - 10, 11 &12th FLOORS. Proposal to install total of twenty (20) electromagnetic locks. 5ML on 10th, 7ML on 11th & 8 ML on 12th floor. Dwg. # E10.02, E11.02 & E12.02, Page #5, 5 & 6 of the attached drawings.

    Issued March 28, 2022

  • Electromagnetic LocksClosed

    MAGLOCK PERMIT - SCOTIABANK NORTH - 15, 16 &17th OFFICE FLOORS. Proposal to install total of eighteen (18) electromagnetic locks. 6 ML on each floors. Dwg. # E15.02, E16.02 & E17.02, Page #4, 7 & 10 of the attached drawings.

    Issued March 28, 2022

  • Electromagnetic LocksClosed

    MAGLOCK PERMIT - SCOTIABANK NORTH - 2nd & 3rd FLOORS. Proposal to install total of seven (7) electromagnetic locks on 2nd & 3rd floor. 3ML on 2nd 4ML on 3rd floor.Dwg. # E02.02 & E03.02, Page #4 & 6 of the attached drawings.

    Issued March 28, 2022

  • Electromagnetic LocksClosed

    MAGLOCK PERMIT - SCOTIABANK NORTH - 9 & 14th FLOORS. Proposal to install total of nine (9) electromagnetic locks. 6 ML on 9th & 3 ML on 14th floor.Dwg. # E09.02 & E14.02, Page #4 & 7 of the attached drawings.

    Issued March 28, 2022

City of Toronto Open Data — cleared building permits, which begin in 2017. Contains information licensed under the Open Government Licence – Toronto.

Schools nearby

ElementaryTypeDistanceEQAO average 2024–25
St Michael's Choir (Jr) SchoolToronto CDSBCatholic · grades 1–8 · French Immersion650 m99%Grade 6 average
St Michael Catholic SchoolToronto CDSBCatholic · grades JK–81 km65%Grade 6 average
École élémentaire Gabrielle-RoyConseil scolaire ViamondeFrench-language public · grades JK–61.1 km96%Grade 6 average
Ogden Junior Public SchoolToronto DSBPublic · grades JK–61.1 km72%Grade 6 average
SecondaryTypeDistanceGrade 9 math 2024–25
St Michael's Choir (Sr) SchoolToronto CDSBCatholic · grades 9–12600 m96%Grade 9 math
Heydon Park Secondary SchoolToronto DSBPublic · grades 9–121.1 km8%Grade 9 math
Subway Academy IIToronto DSBPublic · grades 9–121.2 km—
Collège français secondaireConseil scolaire ViamondeFrench-language public · grades 9–121.4 km86%Grade 9 math

EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.

Transit nearby

StationLinesDistance
Queen StationTTC subway: Line 1 Yonge-University300 m
King StationTTC subway: Line 1 Yonge-University350 m
Osgoode StationTTC subway: Line 1 Yonge-University400 m
St Andrew StationTTC subway: Line 1 Yonge-University400 m
Union StationTTC subway: Line 1 Yonge-UniversityGO Transit train: Barrie, Kitchener, Lakeshore East, Lakeshore West, Milton, Richmond Hill, StouffvilleUP Express train600 m

The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: TTC schedule data (GTFS) from the Toronto Transit Commission under the Open Government Licence – Toronto; GO Transit and UP Express schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Contains information licensed under the Open Government Licence – Toronto. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.

Zoning

By-law

See Former City of Toronto By-Law No. 438-86
Outside By-law 569-2013

What this means:the City’s 2013 zoning by-law does not cover this land, so the former municipality’s by-law still sets what may be built. Confirm the rules with the City before you plan.

City of Toronto zoning map, read at this address. Open the City’s zoning map. Contains information licensed under the Open Government Licence – Toronto.

Comparable sales

Comparable sales require sign in

Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.

Mortgage Calculator

Plan with the current asking price

20% · $139,800

CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.

Mortgage Details

4.8% · 5-year term · 25-year amortization · 20% down

Total down payment
$139,800
Total mortgage amount
$559,200
Total interest payment
$397,500
Total purchase cost
$1,096,500
Mortgage payment
$3,189/mo

Cash Flow Analysis

If you rented this home out at 20% down

Break-even down payment

50%

Monthly carrying cost

$4,236
−$1,186per month
  • Rent $3,050
  • Shortfall $1,186

Rental income opens at $3,050, the median asking rent of 112 comparable homes for lease in Bay Street Corridor. Type over it with the rent you expect. This is a planning tool, not advice.

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