For SaleDetached · 2-StoreyMLS® #E13849130 · TRREB MLS®
1275 Wharf St, Pickering, Ontario
Bay Ridges, Pickering, Ontario L1W 1A2
- Bedrooms
- 4
- Lot Size
- 78 x 90 ft
- Bathrooms
- 3
- Type
- Detached
- Basement
- None
$2,600,000
Estimated market value
About 1275 Wharf St
1275 Wharf St is a 4-bedroom, 3-bathroom detached house in Bay Ridges, Pickering, listed for sale at an asking price of $2,600,000 (MLS® E13849130).
An impressive 90 feet of private shoreline on Frenchman's Bay! This amazing property offers true direct and sheltered waterfront access a rarity anywhere in the GTA. Complete with 4-bedrooms and three full baths, this custom home offers a unique layout with breathtaking views from the second-story kitchen and living room, where expansive windows open onto a spacious wraparound veranda. Nestled in the heart of Frenchman's Bay Nautical Village, you're steps from the beach, scenic trails, marinas, and restaurants in a vibrant, southern-inspired community. This property offers an exceptional waterfront lifestyle. Paddleboarding, sailing, and kitesurfing in the summer or skating and ice fishing just steps from home in the winter. No matter what season, the views are always exceptional. The property also features a rebuilt seawall and private dock above all previous flood levels with capacity for multiple vessels with direct access to Lake Ontario. Lovingly maintained by its original owners, this timeless home is ready for its next chapter of sunsets, waterfront beauty, and year-round recreation.
Insights
Condition Score
Good6 condition-related facts documented
Source: Listing age, structured features and disclosed update language; not an inspection.
Cashflow Quality
Shortfall−$9,272/mo against the cost of owning (20% down, 4.8%, 25 yrs)
Source: Median of 16 detached homes with 4 bedrooms for lease in Pickering right now. Cost of owning counts the mortgage and property tax.
Condition uses listing-record signals, not an inspection.
Key facts
- Tax
- $9,417 / 2025
- MLS® number
- E13849130
- Board
- TRREB MLS®
- Property Type
- Detached
- Building Age
- 16-30
- Days on market
- Size
- 2500-3000 sqft
- Lot Size
- 78 x 90 ft
- Listed on
- Parking
- 2 Built-In, 7 Parking
Listing history
Buy/sell history for 1275 Wharf St, Pickering, Ontario
Sale history on this site covers the last 2 years, the window permitted under the TRREB MLS® VOW agreement.
Dates and closing prices are shown to signed-in members.
| Date Start | Date End | List Price | Price | Event | Listing ID |
|---|---|---|---|---|---|
| Date Start— | — | $2,600,000 | — | Sc | E13849130 |
Members see the full history. Prices are hidden from signed-out visitors.
Estimate
Estimated value requires sign in
Market estimates use sold comparables and are available after you sign in and accept MLS® VOW terms.
The estimate is an automated value built from public and MLS® data. It is not an appraisal; ask Kishan Patel for a full comparative market analysis.
Property details
Property
- Property Type
- Detached
- Style
- 2-Storey
- Community
- Bay Ridges
- Municipality
- Pickering
Building
- Size
- 2500-3000 sqft
- Building Age
- 16-30
- Construction
- Wood
Inside
- Bedrooms
- 4
- Bathrooms
- 3
- Bathroom Details
- 1 × 3pc Main, 1 × 3pc 2nd, 1 × 4pc 2nd
- Basement Type
- None
- Kitchens
- 1
Parking
- Driveway
- Pvt Double
- Garage Type
- Built-In
- Garage
- 2
- Additional Parking
- 5
- Total Parking
- 7
Utilities
- Water
- Municipal
- Cooling
- Central Air
- Heating Type
- Radiant
Land
- Sewer
- Sewers
- Frontage
- 78 ft
- Depth
- 90 ft
- Lot Size
- 78 x 90 ft
Additional
- Foundation
- Poured Concrete
- Roof
- Asphalt Shingle
- Fireplace
- Yes
- Pool
- None
- Den
- Yes
- Family room
- Yes
- Extras
- Boiler & Water Tank 2008, Re roofed 2020 (approx)Exterior Siding repainted 2021 (apporox), Built-in-speakers (living rm, kitchen, master bath rm, 1 bed rm)
Rooms
| Room | Size | Features | Level |
|---|---|---|---|
| Kitchen | 5.77 × 2.83 m | Eat-In Kitchen, Centre Island, Backsplash | 2nd |
| Dining | 2.99 × 3.73 m | hardwood floor, Wainscoting, Picture Window | 2nd |
| Family | 7.02 × 7.96 m | W/O To Balcony, Overlook Water, Pot Lights | 2nd |
| Living | 7.01 × 5.58 m | W/O To Yard, Large Window, Wet Bar | Main |
| Primary | 4.46 × 4.16 m | W/O To Balcony, 4 Pc Ensuite, W/I Closet | 2nd |
| 2nd Br | 4.49 × 3.34 m | W/O To Balcony, hardwood floor, Double Closet | 2nd |
| 3rd Br | 4.49 × 3.34 m | W/O To Balcony, hardwood floor, Overlook Water | 2nd |
| 4th Br | 4.33 × 4.82 m | W/O To Sunroom, Stone Floor, Glass Doors | Main |
| Sunroom | 2.98 × 4.23 m | Overlook Water, Large Window, W/O To Yard | Main |
Map and tour
Detached homes for sale in Bay Ridges right now
- For sale now
- 18
- Median asking price
- $1.01M
Middle half: $840K to $1.95M
This home is asking 156% above the median, higher than three quarters of them.
See all homes in Bay RidgesAsking prices and counts of the MLS® listings on this site as of today. Asking figures only, never sold or leased prices.
Land transfer tax on this home
- Ontario land transfer tax
- $51,475
- Total land transfer tax
- $51,475
- First-time buyer rebates (Ontario up to $4,000)
- −$4,000
- Total for first-time buyers
- $47,475
See how this is worked out
- 0.5% on the first $55,000
- $275
- 1.0% from $55,000 to $250,000
- $1,950
- 1.5% from $250,000 to $400,000
- $2,250
- 2.0% from $400,000 to $2,000,000
- $32,000
- 2.5% from $2,000,000 to $2,600,000
- $15,000
- Ontario total
- $51,475
An estimate at the asking price, for a home with one or two single-family residences. Your lawyer confirms the exact amount.
Land and environment
Public records about this location. Not part of the MLS® listing and not provided by the listing brokerage.
Water and conservation5
- Inside Toronto and Region Conservation Authority’s mapped regulated areaHere the area is drawn from shoreline hazard, wetland mapping. Work on the property, such as an addition or grading, may need a permit from Toronto and Region Conservation Authority. It does not mean the house floods.At the address
- No mapped wetland within 120 m120 m
- 2 water-supply wells recorded within 250 mAll were drilled for domestic use; 5 test or monitoring holes also recorded. From Ontario’s well records; locations can be approximate. The records do not show how this home gets its water. Wells nearby typically go down about 6.1 m.250 m
- Groundwater recorded about 2.4 m below ground nearbyThe middle water level in the well records within 500 m (32 records). It changes with the season and from spot to spot.500 m
- Bedrock about 7.3 m down nearbyThe middle depth to bedrock in the well records within 500 m.500 m
Toronto and Region Conservation Authority · Province of Ontario open data
Planning and building activity2
- Outside the Greenbelt, Oak Ridges Moraine and Niagara Escarpment plan areasChecked at the listing’s mapped point, not across the whole lot.At the address
- 6 open development applications within 250 mAn application is a proposal: it may change, be refused or never be built.250 m
Province of Ontario open data · Municipal development applications
Around the home1
- A trail or path within 1 km1 km
Provincial and municipal trail maps
Environmental records4
- No licensed pit or quarry within 2 km2 km
- No recorded oil, gas or salt well within 250 m250 m
- No facility within 1 km reports pollutant releases to Environment CanadaThe nearest is Ontario Power Generation Inc. — Pickering Nuclear - East Complex, 1.4 km away. Only facilities above the inventory’s reporting thresholds are listed.1 km
- 2 federal contaminated sites within 1 kmAll of them are closed. The federal inventory covers federal land only, not provincial or private sites.1 km
Province of Ontario open data · Government of Canada open data
Power and internet3
- Electricity is distributed here by Elexicon Energy Inc.At the address
- Wired internet 50/10 Mbps or faster is listed at a household 90 m awayFixed wireless up to 25/5 Mbps. LTE mobile coverage listed. ISED’s National Broadband Data at the nearest household point (90 m from the listing); 50/10 Mbps is its top category and includes faster plans. Confirm with a provider for this address.90 m
- Across the surrounding area: fibre to the home, cable, DSL internet listedFibre to the home: Bell, Rogers. Cable: Rogers. DSL: Bell. Fixed wireless: Bell, Dash Networks, Rogers. Mobile: Bell, Freedom Mobile, Rogers, Telus. Satellite: Xplore. ISED’s list for the surrounding ~25 km² area; check with a provider for this address.Area-wide
Ontario Energy Board · Innovation, Science and Economic Development Canada
Each record is placed at the distance its own line states. None of it is an inspection of the property. Confirm anything that matters to you with the municipality, Toronto and Region Conservation Authority or the record’s publisher.
Contains information licensed under the Open Government Licence – Canada. Contains information licensed under the Open Government Licence – City of Pickering. Contains information licensed under the Open Government Licence – Ontario. Contains information made available under the Toronto and Region Conservation Authority Open Data Licence v1.0.
Schools nearby
| Elementary | Type | Distance | EQAO average 2024–25 |
|---|---|---|---|
| Biidaasige Mandamin Public SchoolDurham DSB | Public · grades JK–8 · French Immersion | 850 m | 66%Grade 6 average |
| Bayview Heights Public SchoolDurham DSB | Public · grades JK–8 | 1.4 km | 49%Grade 6 average |
| Father Fenelon Catholic SchoolDurham CDSB | Catholic · grades JK–8 | 2.1 km | 77%Grade 6 average |
| École élémentaire Ronald-MarionConseil scolaire Viamonde | French-language public · grades JK–6 | 5.1 km | 87%Grade 6 average |
| Secondary | Type | Distance | Grade 9 math 2024–25 |
|---|---|---|---|
| Dunbarton High SchoolDurham DSB | Public · grades 9–12 · French Immersion | 2.9 km | 71%Grade 9 math |
| St Mary Catholic Secondary SchoolDurham CDSB | Catholic · grades 9–12 · French Immersion | 3.9 km | 61%Grade 9 math |
| Pine Ridge Secondary SchoolDurham DSB | Public · grades 9–12 | 4.2 km | 51%Grade 9 math |
| École secondaire Ronald-MarionConseil scolaire Viamonde | French-language public · grades 9–12 | 5.1 km | 81%Grade 9 math |
EQAO: share of students at or above the provincial standard, 2024–25 (Ontario open data). These are the schools nearest this home, not the schools it is assigned to: boundaries change, and some schools take students by application. Confirm with the board before you buy. Contains information licensed under the Open Government Licence – Ontario.
Transit nearby
| Station | Lines | Distance |
|---|---|---|
| Pickering GO | GO Transit train: Lakeshore East | 1.8 km |
| Ajax GO | GO Transit train: Lakeshore East | 5 km |
The nearest subway, light rail, train, bus rapid transit stations 5 km, as the crow flies. Source: GO Transit schedule data (GTFS) from Metrolinx under the Open Government Licence – Ontario – Metrolinx, downloaded October 18, 2026. Data used in this product or service is provided with the permission of Metrolinx. Metrolinx makes no representations or warranties of any kind, express or implied, with respect to the Data and assumes no responsibility for the accuracy or currency of the data used in this product or service. Contains information licensed under the Open Government Licence – Ontario – Metrolinx.
Lot
- Street frontage
- 78 ft23.8 m
- Depth
- 90 ft27.4 m
The record marks this lot irregular, so its area is not the frontage multiplied by the depth. It is not given here. Confirm with a survey before you buy.
Source: the MLS® listing record, measured by MPAC.
Comparable sales
Comparable sales require sign in
Closing prices and sold comps are available to registered visitors who accept MLS® VOW terms on this site.
Mortgage Calculator
Plan with the current asking price
CMHC insurance: not required at 20% down. Payments use Canadian semi-annual compounding.
Mortgage Details
4.8% · 5-year term · 25-year amortization · 20% down
- Total down payment
- $520,000
- Total mortgage amount
- $2,080,000
- Total interest payment
- $1,478,600
- Total purchase cost
- $4,078,600
- Mortgage payment
- $11,862/mo
Cash Flow Analysis
If you rented this home out at 20% down
Break-even down payment
83%Monthly carrying cost
$12,647- Rent $3,375
- Shortfall $9,272
Rental income opens at $3,375, the median asking rent of 16 comparable homes for lease in Pickering. Type over it with the rent you expect. This is a planning tool, not advice.
Market area · filters apply to the charts below
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Sold prices in Bay Ridges are shown to signed-in members.